Quality Asset Recovery Debt Collection Harassment? Stop the Calls! (2024)

Quality Asset Recovery Phone Harassment?

Is Quality Asset Recovery (QAR) calling you? Stop Quality Asset Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop QAR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Quality Asset Recovery a Scam?

According to the Better Business Bureau website, Quality Asset Recovery has been in business for 16 years. There have been 18 complaints filed against QAR with the BBB.

Quality Asset Recovery Better Business Bureau

Who is Quality Asset Recovery?

Quality Asset Recovery is a third-party debt collector located in Gibbsboro, New Jersey. They have been a party to over 30 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that Quality Asset Recovery used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 7 Foster Ave

Ste 101

Gibbsboro,NJ08026-1191

Phone: (856) 925-1010

Quality Asset Recovery is often referred to or searched for by other names. These include:

quality asset recovery, qar collections, qar collection agency, quality asset recovery complaints, quality asset recovery, quality asset recovery complaints, qar llc

Quality Asset RecoveryCollection Tactics

If Quality Asset Recovery engages inanyof the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing tonotify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Quality Asset Recovery Phone Numbers

Are you receiving anyharassing phone calls from any of the following numbers?

856-925-1010, 800-796-1476, (856) 925-1010, (800) 796-1476, 8569251010, 8007961476

If the answer is yes, then you are receiving calls from a known QARnumber. You may be a victim of QAR phone harassment. The list above is not all the numbers that QAR uses. The calls can be from a different number and it still be Quality Asset Recovery calling you. Contact our office right away so we can start the process to stop QAR from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is QAR a scam?No, Quality Asset Recovery has been in business for 16 years.

Can Quality Asset Recovery garnish my wages? Yes, QAR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can QAR sue me? Yes, QAR can sue you so long as the debt is within the statute of limitations

Can QAR report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can QAR arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Quality Asset Recovery in the past year and can be found on Pacer.org.

2:06-cv-05993-PGS-ES Padilla v. Quality Asset Recovery

1:14-cv-05626-JEI-JS Bowen v. Quality Asset Recovery

1:16-cv-01151-JBS-AMD Stafford v. Quality Asset Recovery

1:16-cv-01606-JBS-JS Pulley v. Quality Asset Recovery

1:19-cv-08694-RMB-JS Jackson v. Quality Asset Recovery

About Us

Consumer Rights Law Firm, PLLCis a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contactour officeto begin the process to stop the Quality Asset Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourselfand prevent harassment from Quality Asset Recovery call us at(877)700-5790for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

New Jersey Attorney General

Consumer Finance

Comenity Bank Phone Harassment

National Enterprise Systems Harassment

Quality Asset Recovery Debt Collection Harassment? Stop the Calls! (2024)

FAQs

How to stop harassing phone calls from debt collectors? ›

File a Complaint With the FTC and the CFPB

If the debt collector continues to harass you, file a complaint with the Federal Trade Commission by reporting the company online. You should also file a complaint with the Consumer Financial Protection Bureau.

Can you tell a collection agency to stop calling? ›

You have the right to tell a debt collector to stop contacting you. If you ask a debt collector to stop all contact – regardless of the communications channel – the collector must stop. Keep in mind, though, that you could still owe the debt.

How many calls from a debt collector is considered harassment? ›

Creditors can't call you more than seven times in 7 days or call you again about the debt within seven days of the last call. If the debt collector calls you more than once a day or keeps calling even when you talk to them on the phone, they are probably harassing you.

How to stop debt relief calls? ›

In addition to reporting them, here are some other tips: Put your number on the National Do Not Call Registry. Go to donotcall.gov or call 1-888-382-1222.

What is the 11 word phrase to stop debt collectors? ›

If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase “please cease and desist all calls and contact with me immediately” to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.

How many times can a company call you before it's harassment? ›

How many calls is considered harassment? Debt collectors cannot call you more than seven times in seven days. That doesn't mean they can call you three times in one day and four times the next day - that would likely violate the intent of the FDCPA.

What's the worst a debt collector can do? ›

Debt collectors are limited on when they can call you — typically, between 8 a.m. and 9 p.m. They are not allowed to call you at work. They can't lie or harass you. Debt collectors can't make you pay more than you owe or threaten you with arrest, jail time, property liens or wage garnishment if you don't pay.

What to do if a debt collector is harassing you? ›

If a debt collector goes too far, here's how to stop them from harassing you.
  1. Send a "Stop Contact" Letter. ...
  2. Stop Some Kinds of Collection Contacts. ...
  3. Make the Collector Validate the Debt. ...
  4. Hire a Lawyer to Represent You. ...
  5. Inform the Collector That Your Income Is Exempt. ...
  6. File a Complaint. ...
  7. File a Lawsuit Against the Debt Collector.

What is the 7 in 7 rule? ›

The 7-in-7 rule: Reg F stipulates that there may be no more than seven (7) calls made by a debt collector to a consumer in a span of seven (7) days. 7-in-7 rule explained in more detail here.

How long can debt collectors harass you? ›

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

Is it legal for a debt collector to call you everyday? ›

Under the FDCPA, a debt collector may not call any person repeatedly or continuously with the intent to annoy, abuse, or harass them. In practice, though, it can be difficult to determine whether and when a debt collector has crossed this line.

How many phone calls in a row is considered harassment? ›

Just one unwelcome call can be harassing, though a single misdial or "wrong number" call might not rise to the level of harassment. It's a good idea to tell the recipient of such a call that you accidentally misdialed the number.

Can I verbally tell a debt collector to stop calling? ›

Write to the Collector to Request it Stop Contacting You (If That's What You Want) Under the federal FDCPA, if you request that a debt collector stop contacting you completely, it must do so, subject to a few exceptions. Your request must be in writing.

What happens if you ignore debt collector calls? ›

Ignoring or avoiding a debt collector, though, is unlikely to make the debt collector stop contacting you. They may find other ways to contact you, including filing a lawsuit. While being contacted by a debt collector might feel overwhelming, talking with them can help you get more information about the debt.

How to stop harassing phone calls? ›

You can register your numbers on the National Do Not Call Registry at no cost by calling 1-888-382-1222 (voice) or 1-866-290-4236 (TTY). You must call from the phone number you wish to register. You can also register at add your personal wireless phone number to the national Do-Not-Call list donotcall.gov.

Can you stop a debt collector from contacting you? ›

Warning: You can ask a debt collector to stop contacting you. You should do so in writing. Asking them to stop contacting you will not prevent them from suing you or reporting the debt to a credit reporting company.

What happens if you don t answer the phone for debt collectors? ›

Ignoring debt collection calls may make things easier for a while, but it won't make the problem disappear. Your debt situation could snowball and potentially turn into a bigger issue down the road. Your credit score could take a hit if you repeatedly ignore calls from debt collection agencies.

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